Costs of IVF

How much will my first appointment cost?

If you are specifically seeking help to fall pregnant, it is recommended your partner attends the consultation as well. The initial consultation charge with a Fertility Specialist is on average from $220 to $350 and Medicare will reimburse approximately $75.00. Most Queensland Fertility Group Fertility Specialists offer bulk-billing for a male partner’s first appointment.

What should I expect in my first appointment?

Typically during your first appointment, your specialist will assess your medical history, and will most likely recommend investigations such as blood tests (many of these are bulk-billed), a semen analysis and/or ultrasound tests.  The results of these investigations will help you and your Fertility Specialist determine the next best steps for your individual circumstances. You should feel comfortable to ask questions and mention any concerns you may have.

Before you attend your appointment, you will need to obtain a referral from your GP (for both you and your partner) in order to be eligible for Medicare rebates.

There are many treatment options available to you at QFG. Based on your history and investigations, your Fertility Specialist will recommend the best course of treatment for you; this may include lifestyle changes to improve your chances of conceiving naturally, low cost ovulation induction and cycle tracking, or minimally invasive options like artificial insemination.  Many of our patients do not require IVF in order to achieve a pregnancy.

IVF treatment cycle costs

This table shows estimated out-of-pocket IVF or ICSI cycle costs for a couple (assuming they are eligible for Medicare rebates).

FeeMedicare RebateSafety NetOOP (Out of Pocket)
Initial IVF cycle$9,110.00$3,148.85$1,765.65$4,195.50
Initial ICSI cycle$9,990.00$3,518.55$1,879.60$4,591.85
Subsequent IVF cycle$9,110.00$2,939.75$2,563.00$3,607.25
Subsequent ICSI cycle$9,990.00$3,309.45$2,676.95$4,003.60

If IVF is the right treatment option for you, your IVF or ICSI treatment cycle fee is eligible for Medicare rebates, and excludes: 

  • Fertility Specialist consultations
  • Specialist nursing care and support
  • Medications
  • Standard laboratory scientific services
  • Pathology and ultrasounds 

Day surgery fees are usually only covered by private health insurance, not Medicare. This could include egg collection and embryo transfer for IVF and ICSI treatments. Your private health fund will be able to tell you what you are covered for. 

When comparing costs between clinics it is important that you check which costs are included. Additional fees will be charged by your treating fertility specialist for procedures, and there will be costs associated with private hospital and anaesthetist fees. 

Accessing your superannuation for IVF treatment

We understand for many couples, finding the funds to cover their IVF treatment can be challenging.

In Australia it is possible to access your superannuation funds early for compassionate reasons, including paying for medical treatment for specific conditions. The circumstances in which you can access your super are very limited; a description of these circumstances can be found on the Australian Taxation Office website. Note: you need to do this prior to undergoing treatment, it cannot be done retrospectively.

Queensland Fertility Group is not involved in determining whether or not you are eligible to access your super fund early. You will need to apply for this directly to the Department of Human Services or through SuperCare.

Accessing your superannuation via SuperCare

SuperCare is an external services provider that assists both individuals and their families in accessing superannuation to cover medical costs. SuperCare can facilitate funding required for various fertility treatments including:

  • IVF & ICSI
  • Donor program services (including donor sperm and eggs)
  • Fertility preservation (including egg freezing for social reasons)

SuperCare is the only organisation in Australia which is dedicated to assisting people in accessing their superannuation fund for medical treatment, with a primary goal to help create and support healthy families by relieving financial stress and tension.

Patients using SuperCare’s service are supported through each step of the application process by a dedicated consultant, helping them achieve an easy and efficient result.

To find out more about SuperCare or to make an enquiry, visit the Queensland Fertility Group page on the SuperCare website.

Accessing your superannuation via the Department of Human Services

To apply via the Department of Human Services, you will need to:

  • Complete an online application (via an existing myGov account, or by creating a new account)
  • Confirm your identity
  • Provide a report from your Medical Specialist
  • Provide all other documents as described in the online application

To find out more about the process and whether you are eligible, please follow the below links to visit the Department of Human Services' website: